Today, I’d like to kick off a review of the three major transferrable points currencies: Chase’s Ultimate Rewards (UR), Citibank’s ThankYou Points (TYP), and American Express’ Membership Rewards (MR). I am starting with these as they are arguably the best advertised and most known of all the miles programs outside of airlines’ and hotel’ own programs. I have cards with all three but if you’re just starting out, you can certainly maximize just a single program and get very impressive rewards very quickly if you target high sign-up bonuses and are strategic about your spend.
Battle of the Big Three – Part 1: ThankYou Points vs Ultimate Rewards vs Membership Rewards
Today, I’d like to kick off a review of the three major transferrable points currencies: Chase’s Ultimate Rewards (UR), Citibank’s ThankYou Points (TYP), and American Express’ Membership Rewards (MR). I am starting with these as they are arguably the best advertised and most known of all the miles programs outside of airlines’ and hotel’ own programs. I have cards with all three but if you’re just starting out, you can certainly maximize just a single program and get very impressive rewards very quickly if you target high sign-up bonuses and are strategic about your spend.