Battle of the Big Three – Part 3: Membership Rewards vs Ultimate Rewards vs ThankYou Points

American Express PRG Card



Note: This article was updated on 6/27/2018 to include the new 100$ Saks Fifth Avenue shopping credit, added as a benefit for personal Platinum card products. For more details, see this post.

Our final article in this series will cover the AMEX Membership Rewards (MR) program, which started all the way back in 1991 and boasts the largest number of transfer partners of the big three. Compared to Citi’s and Chase’s programs, the MR program is in the middle in terms of tracking points earning, checking on pending points, and redemption options.  Read on to find out if the MR-earning cards are a good fit to maximize the return on your credit card spending.

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